Scholarships, Financial Aid, & More

How Billing Works

Program invoices will be issued along with your acceptance to the Athena program. Depending on our arrangement with your school, the invoice may be issued directly to you or to your school.


Program Deposit All Athena programs require a program deposit. The program deposit will be deducted from your total program fee.  A spot in the program is not guaranteed until the program deposit has been received, and you have completed all of your post-acceptance requirements.

Housing Deposit Some Athena programs require a housing deposit. Think apartment security deposit. Be sure to follow the instructions in your Athena online account, as processes vary per program. The Housing Deposit is in addition to the program fee, but is refundable (minus any damages) at the end of the program.

Payment Due Dates It is the student’s responsibility to ensure that all personal payments are received by Athena by the due date listed on the program invoice. For Financial Aid payments, please refer to the Financial Aid section.


We encourage you to understand and share with anyone assisting you in financing your study abroad, your financial obligations, budget, and Athena’s Policies on Refunds, Payments, and Financial Aid.


While abroad it is easy to not pay attention to your money, so you should make a budget plan before you go that guides you in handling your money while abroad.

In determining your potential expenses for your time abroad, calculate your expenses on campus, (i.e. books, entertainment, meals, etc.), while factoring in travel expenses, an emergency fund, and other excursions or supplies. Money needed per term varies depending on your preferences, personal spending habits, and location, but here are the typical budgets for students studying abroad:


  • Reasonable Budget: $1,000 per month
  • Moderate Budget: $3,000-$5,000 per month
  • Lavish Budget: $8,000+ per month


  • Reasonable Budget: $1,000 per month
  • Moderate Budget: $3,000-$5,000 per month
  • Lavish Budget: $8,000+ per month


  • Reasonable Budget: $900 per month
  • Moderate Budget: $1,000 – $2,000 per month
  • Lavish Budget: $3,000+ per month


Be sure to check the details of your program to see what all is included (i.e. museum visits, meals, transportation, etc).


Money Saving Tips

While abroad we know it can be hard to stay on budget, but here are some easy money saving tips to help make your money go further:

    • Walk whenever you can.
      You’ll see more and feel better too!
    • Avoid impulse buying
    • Buy groceries instead of eating out
    • Write down what you spend
    • Combine trips

Plan your trips to get several things done at once. It will save time and money if you plan ahead by talking to people who have been there before and consulting guidebooks.

Be sure to check out our blog post on Tips for Paying for Study Abroad.

Financial Aid

Applying for financial aid for your study abroad program can make the cost of going overseas much more affordable. If you have not done so already, you should talk to the Financial Aid Office on your campus to discuss your options for transferring your current financial aid to your study abroad experience. In most cases, state and federal aid can be applied to study abroad, and depending on the individual policies of your institution, you may even be able to some institutional aid as well.

Financial Aid Disbursed After the Payment Due Date

Athena requires that all fees are paid before your program start date. However, we know that in some cases financial aid may not be available before Athena’s final payment deadline. Because of this, you can work with Athena to make arrangements to defer the portion of your program fees, which will be covered by financial aid. Visit your Athena Online Account to download our official Financial Aid Payment Policies and Disbursement Forms. These forms must be completed by your Financial Aid Office and received prior to Athena’s payment deadline.

Athena Scholarships

With our commitment to low program costs and providing scholarship opportunities, we at Athena are dedicated to making study abroad accessible to all. Once you are officially accepted to an Athena program you are eligible to apply for our Athena Scholarships ranging from $250 – $8,000 each! To learn more about these scholarships and how to apply click HERE.

Athena Grants

Athena offers grants to students from our affiliated colleges and universities ranging from $200 to $500.

To find out if your school is an affiliate with Athena, visit your institutions study abroad office or contact your Athena advisor.

Athena Alumni Discounts

Athena has special discounts for returning alumni. If you decide you want to study abroad with us again you are eligible for $250 – $500 off your next program!

External Funding Sites

When it comes to life changing opportunities like study abroad you would be surprised how many people will come out of the woodwork to support you. There are many avenues out there to help you as well! Crowd funding options such as the sites below are great ways to organize your efforts:

These are great resources to pair with writing letters, social media plugs, and other outreaches to friends and family to ask them to support you in your adventure abroad.


**The above mentioned links are all independent funding companies. Athena Study Abroad cannot vouch for any of the listed vendors.**

Other Resources

Make A Payment

Program Deposit

Program deposits can be made online through your online account via PayPal or by check (personal or cashier’s check).

Program Payments

Program payments should be paid via check made out to Athena Study Abroad.

All check payments should be mailed to:

Athena Study Abroad
169 Main Street 
Greenville, PA 16126


Within two weeks of acceptance to an Athena Study Abroad study abroad program, a non-refundable $600 deposit must be submitted to Athena. This is also the commitment to the program. The deposit will be applied to the final program cost. Students who are applying to the program after the stated deadline must include the deposit with their application.

If a student elects to withdraw from the program, a portion of the program cost will be refunded and credited to the student’s account based on the schedule outlined in Athena’s Polices on Payments, Refunds and Financial Aid. A copy of this agreement, which is completed during the application process, can be found in your online account.

Athena encourages all students to share this information with anyone who is financially contributing to the study abroad experience.

Athena Study Abroad • Big World. Made Smaller. © Copyright 2005 - 2020